Do You Need Full Coverage on a Used Financed Car?

Hands Doing Calculations with Calculator

Financing a pre-owned vehicle should be an exciting culmination of saving and planning. While some dealerships make the shopping experience long and arduous, financing here at Straub Honda is painless. Our finance team is here to guide you through every step of your shopping journey. From search to signature, we can provide insight and advice to all of our Wheeling customers. 

A common question we hear at the dealership is, “Do you need full coverage on a used financed car?” Luckily, our experienced team is here to break down every step of the process so our Moundsville community can shop with confidence. Along with our expertise, our payment calculator is a great way to predict the cost of your upgrade. Learn more about how to finance a used car and about coverage requirements with us below!


How to Finance a Used Car: The Facts

Learning how to finance a used car is easy when you work with Straub Honda! When it comes to coverage, you can legally leave the car lot without full coverage in most states. However, most financiers will want to ensure that their investment is sound, so they may require their beneficiaries to have full coverage when securing a loan. 

After you apply for financing and receive approval, you will settle on the terms of said loan. The loan term will detail the number of months you will be making payments. During that time, the lender will hold the title of the vehicle, as you pay down your debt. In many cases, full coverage is contingent upon the full duration of the finance term. If you agree to a term of 36 months, that means you would have full coverage for that time. 

How Many Years Can You Finance a Used Car? 

Once one of our pre-owned models catches your eye, you can get to work with our finance team. You will supply a bit of information, and our experts will secure the best possible agreement through contact with a variety of lenders. Information our team will need includes:

  • Valid Driver’s License
  • Valid Car Insurance Card
  • Any supporting financial documentation 
  • Any existing documentation for your current vehicle

Once a favorable loan deal is secured, one of our finance team members will walk you through all of the details. So, how many years can you finance a used car? That will depend on your situation. Factors like credit score, down payment amount, and more will impact the duration of your finance period. Our team will make sure you are signing a fair deal. 

Finance a Used Car in Triadelphia

With the right partner, financing a used car is simple and straightforward. Here at Straub Honda, we are your local source for all things automotive, and can be trusted to provide the insider information our Steubenville customers need to shop like a pro. Still wondering, “do you need full coverage on a used financed car?” Contact our team to discuss the specifics of your situation. Be sure to explore our pre-owned vehicle specials to ensure you are getting the best deal on your new-to-you ride!

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